Production Insurance

Here is how this works in practice. Production insurance in Peru has to satisfy two audiences at once: the local rules and the global distributors and TV networks who need coverage that travels. SCTR workplace accident insurance is mandatory for every worker on set, ESSALUD inputs sit alongside it, and employer liability, public liability and vehicle insurance limits are watched closely by district offices and location owners across Lima, Cusco and Arequipa.

Here is the short of it. Heritage locations administered by the Ministerio de Cultura and INC — Machu Picchu, the Cusco UNESCO core, Chan Chan, Caral and Kuelap — carry their own liability needs, and SERNANP-protected reserves at Manú, Tambopata and Paracas publish minimum cover before they will release a permit. Civil Code property law and Peruvian land tenure rules also shape how locataire releases are drafted on private estates and community lands.

Here is the breakdown. We set up placement through Peruvian brokers and global entertainment experts skilled in Latin American production, working primarily with Rímac Seguros, Pacífico Seguros and Mapfre Perú entertainment lines alongside Lloyd's-syndicate partners for cast and negative cover. Cast insurance, negative and media coverage, gear and props, errors and omissions, and extra-expense protection are sized to the actual exposure of each project, from a single-day commercial in Miraflores to a three-month feature moving between Lima, the Sacred Valley and the Amazon.

Here is what that looks like on the ground. Certificates are issued within twenty-four hours of binding. We keep the relationships with DAFO, MINCETUR and SERNANP that allow us to evidence cover fast when a permit is in flight. If a claim arises during the shoot we manage records, liaise with adjusters in soles or US dollars and keep your production accounting team supplied with the paperwork they need.